Cryptocurrency payment company Ripple is preparing to challenge traditional financial giants with its corporate strategy.
Eliézer Ndinga, 21Shares’ global head of research and venture partner, said Ripple aims to become the largest investment firm in the crypto sector in the long term, a vision comparable to Warren Buffett’s Berkshire Hathaway.
Ndinga stated that Ripple is positioning itself as “the next Berkshire Hathaway.” According to the analyst, the company is pursuing acquisitions with a strong treasury structure while also aiming to compete with large companies like Circle by issuing stablecoins. This approach marks a significant departure from Ripple’s early identity as a cross-border payment protocol.
Ripple’s transformation is supported by its billion-dollar acquisition moves, which have accelerated in recent years. The company is building a portfolio that spans different areas within the crypto ecosystem, while particularly trying to distance itself from the XRP coin. This strategy is said to aim at transforming Ripple from a company tied to a single asset into a diversified financial services group.
Of course, the scale difference is still significant. Berkshire Hathaway, with a market capitalization of approximately $1 trillion, is one of the world’s largest holding companies. Ripple’s latest valuation, as of 2025, is around $40 billion. In November, the company received $500 million in funding from Citadel Securities, Fortress, Pantera Capital, and Galaxy Digital, tripling its valuation. This indicates that Ripple needs to achieve approximately 2,500% growth to reach Berkshire Hathaway’s level.
However, Ripple’s corporate goals are raising questions within the XRP community. According to Ndinga, the company wants to see a valuation independent of XRP as it prepares for public markets. “Ripple doesn’t want to create a narrative tied to a single asset in the eyes of investors,” Ndinga said, arguing that this is why the company is trying to position itself as a diversified financial services firm.
*This is not investment advice.
