Despite the declines in Bitcoin, Standard Chartered, which expects $200,000 for BTC in 2025 and $500,000 during the Donald Trump era, has now announced its price expectation for XRP.
Standard Chartered said XRP could rise to $12.5 before Donald Trump's term ends, Coindesk reported.
In the report on the XRP price prediction, the bank predicts that the XRP price will reach $5.50 by the end of 2025, $8 by the end of 2026, $10.40 by the end of 2027 and $12.50 by the end of 2028.
Before making its XRP price prediction, the bank cited the six-fold increase in XRP following Donald Trump’s victory in November. According to the bank, this increase was driven by expectations that the SEC would drop its lawsuit against Ripple and spot XRP ETFs would be approved.
At this point, the bank stated that XRP's gains after the Trump victory are sustainable.
Geoffrey Kendrick, head of digital assets research at Standard Chartered, wrote:
“We believe that the XRP price gain is sustainable. We anticipate that the positive approach of the new SEC administration as well as the increasing use of XRP will be effective in this.
As Ripple increasingly comes to the forefront in facilitating cross-border and cross-currency payments, XRPL resembles the main use case of stablecoins like Tether: blockchain-powered financial transactions conducted through traditional financial (TradFi) institutions. (XRPL is Ripple’s decentralized public blockchain used for payments.)
Finally, Standard Chartered added that they expect a spot XRP ETF to be approved in Q3 2025 and that up to $8 billion in inflows will come in the first 12 months following ETF approval.
XRP continues to trade at $1.94 at the time of writing.
*This is not investment advice.
